XRP ETF offering 3% monthly income – Have you heard about it?
March 25, 2026
The ETF market has seen increasing interest, with the Amplify 3% Monthly Premium Income ETF (XRPM) gaining attention for its innovative approach. By targeting a 36% annualized yield through weekly covered call strategies on XRP, the fund provides a unique avenue for investors looking to combine income investing with exposure to cryptocurrency.
This ETF bridges the worlds of income investing and cryptocurrency by incorporating out-of-the-money covered calls on XRP exposure alongside long-only XRP holdings. This strategy allows investors to earn premium income while participating in potential price gains as XRP navigates regulatory clarity and finds its place in cross-border payments.
The goal of the Amplify 3% Monthly Premium Income ETF is to generate 3% per month in option premium income, translating to a 36% annualized yield. This is achieved through an actively managed covered call strategy that utilizes weekly options to create more opportunities for premium collection throughout the year. The fund is divided into two components, with a portion dedicated to writing covered calls to collect premium income while preserving some upside, and the rest allocated to a long-only position to capture XRP’s market performance.
It is important to note that the ETF does not hold XRP directly but generates returns through option strategies tied to XRP’s price exposure. As of March 19, the fund closed at $15.50 with a trailing twelve-month yield of 11.50% and a monthly dividend of $1.78 per share. While the target yield is 36% annually, the actual distributed yield provides valuable real-world data reflecting market volatility and XRP’s price movements.
Investors can expect income generation ranging from approximately $96 on a $10,000 investment to $479 per month on a $50,000 investment, depending on the fund’s price and yield. The price volatility of XRP is a significant factor in conjunction with the income generated by the ETF.
XRP’s role in global payments has gained prominence, especially with the regulatory approval of spot XRP ETFs by the SEC. The native currency of the XRP ledger, XRP offers fast, low-cost cross-border transactions, attracting attention from financial institutions and technology providers. The Amplify 3% Monthly Premium Income ETF provides a unique opportunity to benefit from XRP’s potential regardless of price movements.
This ETF caters to investors seeking monthly cash flow from a crypto-linked position and who understand that the income target is a goal, not a guarantee. With a clear understanding of the underlying volatility of XRP and the ETF’s performance, investors can utilize the Amplify 3% Monthly Premium Income ETF as a valuable tool in their investment strategy.
