XRP Price Prediction: XRP-USD Soars to $2.20 with ETF Inflows Reaching $660M
coin capital rotation. Historically, sustained Bitcoin strength is a prerequisite for XRP’s large breakouts. Until BTC recovers decisively above $95K, XRP’s bullish scenarios remain range-bound within $2.00–$2.40.
Global risk sentiment also weighs on crypto exposure. The MSCI proposal to exclude companies with more than 50% crypto holdings could trigger forced liquidations of holdings such as MicroStrategy (NASDAQ:MSTR) and indirectly constrain fund allocations into XRP-linked vehicles.
In the regulatory and corporate landscape, Ripple has positioned itself for global expansion as legal uncertainties have cleared. Judge Analisa Torres’ ruling confirmed that XRP sales to the public are not deemed securities transactions, leading to the reopening of the U.S. market. Furthermore, Ripple secured $500 million in fresh capital and launched the RLUSD stablecoin with a $1.3 billion supply. The company has also formed strategic partnerships with various central banks to explore cross-border tokenization. However, Ripple’s XRP ledger has faced some challenges as on-chain data reveals a decrease in transaction volume over a 30-day period to $3.6 billion and a slight increase in whale distribution.
Despite these dynamics, Ripple’s institutional partnerships are growing, with RippleNet making inroads into payment corridors spanning Europe, Latin America, and the Middle East. These developments underscore the asset’s fundamental importance amidst fluctuating speculative sentiments.
Looking at the macro context, the decline in Bitcoin’s value from $104,000 to $90,364 in November has hindered altcoin momentum. The instability of Bitcoin at around $90,000 has limited capital rotation into altcoins like XRP. Historically, XRP’s substantial price movements have been closely tied to Bitcoin’s performance. Until Bitcoin can surge past $95,000, XRP’s potential price growth will likely be constrained within the $2.00–$2.40 range.
The upcoming launch of the 21Shares TOXR ETF in December, coupled with consistent inflows surpassing $600 million, positions XRP for increased institutional visibility. The movement of tokens into ETF custody and cold storage supports a deflationary supply dynamic, while Ripple’s capital infusion ensures liquidity for further network advancements.
As XRP’s market capitalization of $132.7 billion faces potential expansion towards $150 billion, stabilization above $2.35 could open the path towards a breakout above $2.60, leading to a target range of $3.00–$3.20, aligning with mid-2025 valuations.
Overall, XRP presents a promising investment opportunity with accumulating potential between $2.00 and $2.20, targeting a price range of $2.85–$3.00. Short-term traders should keep an eye on the $2.35–$2.40 breakout zone, while long-term investors can consider accumulating within the $2.00–$2.20 range. With increasing ETF inflows, record low reserves, and regulatory clarity, XRP’s bullish momentum is expected to continue into Q1 2026, with the potential for a medium-term extension to $5.00 backed by ongoing institutional accumulation.
