Teucrium CEO Predicts XRP’s Next Surge to Start with a ‘Ripple Bank’
November 23, 2025
Teucrium’s CEO, Sal Gilbertie, has stirred up the XRP community by sharing his insights on the future of Ripple, the company’s growing ecosystem, and what could potentially trigger the next substantial surge in XRP’s price. His perspective emphasizes that Ripple is not just an ordinary cryptocurrency company but is laying the groundwork for a global financial powerhouse.
Gilbertie believes that Ripple’s grand strategy has been in plain view all along, positioning the company to emerge as a substantial competitor to JP Morgan once it secures its banking license. With solid capitalization, strong leadership, and a network of former Ripple employees actively involved in the broader ecosystem, Gilbertie sees Ripple as operating like a well-oiled machine.
He commends Ripple’s highly innovative and synchronized team, continuously expanding the XRP ecosystem, even when individuals diverge on their paths. This cohesion is what places Ripple at the core of the evolving digital asset landscape in his opinion. Gilbertie is optimistic that a future Ripple Bank, supported by clear U.S. regulations, will be the key to unlocking the next significant wave of growth for XRP, surpassing the impact of new applications or developer tools.
Addressing concerns about Ripple’s XRP holdings, Gilbertie points out that there is little incentive for Ripple to offload aggressively, especially as its financial standing strengthens and the value of its tokens appreciates. With a banking license and institutional clients, XRP becomes an even more valuable liquidity and treasury asset, positioning Ripple to hold onto its XRP reserves akin to how traditional banks maintain capital reserves.
Regarding recent fluctuations that pushed XRP below significant psychological thresholds, Gilbertie reassures that the market’s overreaction to the dip is unwarranted. Citing the dramatic but natural 30–50% pullback in light of crypto assets’ surges in the past year, he likens the volatility to an early Black Friday sale – boisterous, theatrical, and overly hyped. Furthermore, Gilbertie notes that as more capital enters the crypto space and long-term holders lock away supply, market stability will prevail, with XRP progressing through this maturation cycle.
On the prospect of XRP-backed financial instruments like municipal bonds, Gilbertie does not rule out the possibility. As crypto continues to integrate with traditional finance, the emergence of tokenized treasuries, blockchain-based bonds, and collateralized digital assets is inevitable, with XRP poised to play a more significant role as the ecosystem evolves.
Gilbertie underscores that XRP’s pivotal moment will not be sparked by a groundbreaking app, but rather by regulatory clarity in the U.S. and the awaited banking license for Ripple. These milestones, not hype, will define the next phase of XRP adoption. Ultimately, Ripple’s global financial infrastructure visions, not short-term price speculation, will drive XRP’s trajectory, with Gilbertie anticipating significant market responses once the banking operations come to fruition.
